Truths About Health Insurance
I'm convinced that having health insurance doesn't do anything to improve one's health and I would like to help you see the truths about your health issues. Health Insurance is just a financial instrument that may or may not pay for your health needs, and the Affordable Care Act is all about forcing Americans to buy health insurance policies. I have always contended that most people don't really understand the fine print or the purpose of having health insurance. Remember when the ACA was declared a "success" by the Democrat politicians during the first year of its existence?
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They talked constantly that they were providing this great solution to your health needs. But what did they provide for American's health? The answer is; nothing! Your choices are between, paying an IRS penalty, or purchasing one of three categories of policies offered by health insurance companies because of the ACA. I consider the IRS penalties for not purchasing a policy to be unconstitutional. Then, if you think you will save money by purchasing the least expensive health insurance policy, think again. If you unexpectedly have health issues during the year, you may find yourself having to pay up to $10,000 as a deductible before the insurance company is obligated to pay their first dollar toward your health costs.
If you are looking through newspapers, or listening to TV or radio programs for any positive news about health insurance to dispute what I write about health insurance companies, you will only find articles about how many policies have been sold. If you look closely in the middle of newspaper sections, and at the bottom of newspaper pages, you may find additional information about health issues. For instance, one day recently I found an article about the government filing a lawsuit against AIDS healthcare companies for scamming Medicare and Medicaid. As a result, the federal government is trying to recover 20 million dollars they paid out for fraudulent claims to these AIDS groups. It stands to reason that other health care providers are also scamming the health system, but that's what we can expect from government-run programs.
Back to individual ACA issues, I strongly feel that when people use their coverage and experience the higher co-pays, reduced doctor options, uncovered medical procedures, longer wait times and more, there will be fewer happy insurance policies owners. Then as time passes people will experience even higher premiums, fewer covered procedures, higher co-pays, fewer doctor options, and government subsidies reduced or disappearing completely.
I'm convinced that having health insurance doesn't do anything to improve one's health and I would like to help you see the truths about your health issues. Health Insurance is just a financial instrument that may or may not pay for your health needs, and the Affordable Care Act is all about forcing Americans to buy health insurance policies. I have always contended that most people don't really understand the fine print or the purpose of having health insurance. Remember when the ACA was declared a "success" by the Democrat politicians during the first year of its existence?
\
They talked constantly that they were providing this great solution to your health needs. But what did they provide for American's health? The answer is; nothing! Your choices are between, paying an IRS penalty, or purchasing one of three categories of policies offered by health insurance companies because of the ACA. I consider the IRS penalties for not purchasing a policy to be unconstitutional. Then, if you think you will save money by purchasing the least expensive health insurance policy, think again. If you unexpectedly have health issues during the year, you may find yourself having to pay up to $10,000 as a deductible before the insurance company is obligated to pay their first dollar toward your health costs.
If you are looking through newspapers, or listening to TV or radio programs for any positive news about health insurance to dispute what I write about health insurance companies, you will only find articles about how many policies have been sold. If you look closely in the middle of newspaper sections, and at the bottom of newspaper pages, you may find additional information about health issues. For instance, one day recently I found an article about the government filing a lawsuit against AIDS healthcare companies for scamming Medicare and Medicaid. As a result, the federal government is trying to recover 20 million dollars they paid out for fraudulent claims to these AIDS groups. It stands to reason that other health care providers are also scamming the health system, but that's what we can expect from government-run programs.
Back to individual ACA issues, I strongly feel that when people use their coverage and experience the higher co-pays, reduced doctor options, uncovered medical procedures, longer wait times and more, there will be fewer happy insurance policies owners. Then as time passes people will experience even higher premiums, fewer covered procedures, higher co-pays, fewer doctor options, and government subsidies reduced or disappearing completely.
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